The LuxMob Info Tags

“The game has cleanness. If you do a good job the numbers say
so. You don’t have to ask anyone or play politics. You don’t
have to wait for the reviews.” Sandy Koufax, Dodgers Pitcher
(1955-66)

“Baseball is like a poker game. Nobody wants to quit when he’s
losing. Nobody wants you to quit when you’re ahead.” Jackie
Robinson, Dodgers infielder (1947-56)

“I could never play in New York. The first time I came into a
game there, I got into the bullpen car and they told me to lock
the doors.” Mike Flanagan

This is interesting: “I never blame myself when I’m not hitting.
I just blame the bat and if it keeps up, I change bats. After
all, if I know it isn’t my fault that I’m not hitting, how can I
get mad at myself?” Yogi Berra

“It’s a good thing Babe Ruth isn’t here. If he was, George
Steinbrenner would have him bat seventh and say he’s
overweight.” Graig Nettles

Another interesting one You can’t think and hit at the same
time. Yogi Berra Can you believe it? Don’t be afraid to take
advice. There’s always something new to learn. Babe Ruth Show me
a guy, who’s afraid to look bad, and I’ll show you a guy you can
beat. Lou Brock I think he may have something here. Take time to
thank everyone who has helped you along the way. Brooks Robinson
You spend a good piece of your life gripping a baseball and in
the end it turns out that it was the other way around all the
time. Jim Bouton No matter what I talk about, I always get back
to baseball. Connie Mack

The trouble with baseball is that it is not played the year
round. Gaylord Perry One of my favorites Baseball hasn’t
forgotten me. I go to a lot of old-timers games and I haven’t
lost a thing. I sit in the bullpen and let people throw things
at me. Just like old times. Bob Uecker These days baseball is
different. You come to spring training, you get your legs ready,
you arms loose, your agents ready, your lawyer lined up. Dave
Winfield

Credit cards with their schemes of deferred payment provide people with cash they did not necessarily have in their bank accounts. In a flash, we bought that sweet little dress in the shop window or the hard-to resist computer gizmo. Unfortunately, that flash did not come from a magic wand but from credit cards whose bills we ultimately had to pay for with cold hard cash. In this bleak scenario of huge debts came a temporary lifesaver called balance transfer credit cards, a card to which we can transfer our current balance. The debts of all our credit cards are combined into one debt that can be paid off with a single monthly payment with low interest rates.

Selecting the Best Balance Transfer Card

There are many balance transfer cards available in the market and since it is going to be used to settle debts, it ‘pays’ to read the fine print. This will help you find the best balance transfer card. Ideally, go in for a credit card that does not charge any fees for the transfer, which has 0% introductory rate and comes without annual charges at least for the first year. You can and should negotiate for the same for subsequent years as well. Generally, the card should only be used to transfer balance, while another credit card is used to make purchases. However, if you do use it for buying things, another reading of the fine print helps.

Find out if the credit card limits and the time period for making purchases. Find out if they charge high interest rates on purchases as you may just wind up with one more overdue debt. Check if the credit card offers cash-back rewards, because that can lower your purchasing cost that is useful when you are trying to control your debt.

Once you have decided, keep your options open. You can, and many do, move from one balance transfer credit card to another. This can be done when it is time to pay the annual charges or when the zero-interest introductory offer is over. This will keep both your debts and your blood pressure at a manageable level.

Zack Nelson recommends Find Credit Cards to find the best balance transfer card. See www.findcreditcards.org/type/balance-transfer.php for more information.

Multi-tier affiliate marketing programs give affiliates the ability to earn commissions on their direct sales as well as the sales of other affiliates they direct to the merchant. They are promoted as a way for affiliates to earn additional money without generating additional sales through their sites or adding additional merchant companies.

Who does this make sense for?

Affiliates who are willing and able to research the companies offering such programs. Unfortunately, this type of company uses the same business model as the old offline Multi-Level Marketing companies, which turned some participants off because they were stuck with inventory of a product they were not prepared to sell and the buyers didn’t care to buy.

That said, online programs are different. The sellers hold no inventory, and therefore assume no risk if the product doesn’t move. They get also get a percentage of the sales of other affiliates they introduce to the program. But you want to be sure that every affiliate you add to your program and feature on your valuable site real estate will earn its keep.

How should you check them out?

Buy some of the product, and honestly see if it is of the quality your site visitors would expect. Is it unique, better or cheaper?
Understand why this company would need to pay you to recruit more affiliates. Are they very small, without the administrative and sales staff to do affiliate recruiting? Or does convincing an affiliate to sell their products take so much effort that it’s not cost effective?

Do they pay you for new affiliate sign-ups, or just the commission on the sales they make?

What extra administrative work will such a program bring you, if any?
Can you refer them to other affiliates that aren’t in competition with you, or are your relationships primarily in your own space, potentially diluting the sales you’d make?

Karen Kari’s articles and more information on the affiliate business can be found at:

http://www.affiliatebandit.com

http://www.advertisingcellar.com

http://www.billionfreeads.com

If you are buying or selling a home, the chances are good you struggle with the meaning of descriptive real estate terms. Here are explanations and definitions for more terms.

“Plantation Shutters”

Refers to interior shutters with large, moveable louvers that can be used much like Venetian blinds. Often they’re used only on the bottom half of the window.

“Palladian Window”

A tall window that is rectangular except for an arched top and has wooden muntins separating the panes of glass. It is based on a revived classic style of architecture and the work of Andrea Palladio. Builders often use them as the window over the front door in homes with two story entrance foyers.

“Pocket Doors”

Doors that open by sliding into a slot in the wall much as a serving tray fits into a vertical slot built into a kitchen cabinet. It leaves wall space unaffected by opening and closing doors. I’ve seen them on bathrooms in modern houses. I’ve also seen them used in pairs that meet in the middle when closed as they were in older houses. Between a living room and dining room might be a good place. My grandmother had one between the front and back parlors in her home in Richmond, Virginia. Now that was a neat old house. It could always expand to accommodate one more family member or friend.

“Fireplace,” “Wood Stove,” “Wood Stove Insert”

A fireplace can burn wood, coal, or gas (natural or propane). If gas, it may or may not be vented to the outdoors. It is generally thought to be dangerous to have a non-vented gas fireplace in a bedroom and is against “code” in many areas. A wood stove burns wood, is free standing (on a non-flammable surface), and is vented to the outside. A wood stove insert is generally fitted into an existing fireplace designed to burn wood or coal. Preferences have to do with perceived beauty, convenience, heat production, and safety.

Well, those are some of the terms frequently seen in real estate listings and advertisements and their usual meanings at this writing. I hope you find it useful.

Raynor James is with www.fsboamerica.org - providing FSBO homes for sale by owner. Visit www.fsboamerica.org/buyer.cfm to see homes for sale by owner.